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RESIDENTIAL SMSF LOANS

We live and breathe self-managed super funds.

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15 years ago, we saw the need in a growing market for lending experts who specialise in SMSF.

Our team now combines years of experience through every aspect of self-managed super funds. Together, we organise more limited recourse borrowing arrangements (LRBA or SMSF loans) in a week than most other brokers or bank branches in a year.

SMSF Refinance Special – Limited Time Only

We’re different to other lenders because:

  • We specialise in SMSF lending.
     

  • We have our own credit license, which allows us to deal with a range of SMSF lenders so that we can offer you a wider option of loans than our competitors, including the banks.
     

  • All of our brokers are SMSF lending accredited with MFAA (Mortgage and Finance Association of Australia).
     

  • We maintain close relationships with other SMSF specialists, including lawyers and accountants, giving us access to expert advice across all areas of SMSF.
     

  • Because of our knowledge and experience, we’re the recommended finance providers for a large number of SMSF administrators and financial planners.


The process involved with setting up SMSF loans can be complex and confusing. Our goal is to keep things as painless and simple as possible. We care about your future and making sure you have the right lending structure to get the best results.

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We choose to use SMSF Loan Experts for our clients because their knowledge in this specialised field is outstanding. They always know which loan options are the most suitable for each of our clients and they manage to secure approvals quickly and efficiently with their lenders.

John Collignon, C2 Lending

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Excellence Awardee for Pepper Money Broker of the Year

This 2025 recognition as an Excellence Awardee confirms that Michael has maintained his position among the Top 10 specialist lending brokers in Australia. This recognition is a validation of the deep, specialised expertise Michael, along with the rest of our company, brings to every SMSF lending scenario.

2024 Australian Mortgage Awards -  Specialist Lending

Michael Maiolo Bagged the Award for Pepper Money Broker of the Year 

Michael Maiolo, a Senior Lending Strategist at SMSF Loan Experts, was named Pepper Money Broker of the Year – Specialist Lending at the 2024 Australian Mortgage Awards. The 25-year-old lending specialist, who focuses on NDIS and SMSF loans, was recognised for his expertise in complex lending scenarios. Held on October 18 at The Star Event Centre in Sydney, the 2024 Australian Mortgage Awards attracted 800 industry professionals and honoured top performers across 27 categories. Learn more about Michael Maiolo and what this award means for him and the rest of SMSF Loan Experts!

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Michael Maiolo Recognised as a Dual Finalist at the 2025 Broker Innovation Awards

The news is out! Our Senior Lending Strategist, Michael Maiolo, has been named a dual finalist at the 2025 Broker Innovation Awards. Michael was recognised as Innovator of The Year in two categories: Investor Lending Specialist and Commercial Finance Broker. This honour shows Michael’s commitment to finding smart, new ways to help you use your superannuation to build wealth. It’s a huge win for Michael and the rest of us and a testament to our dedication to getting the best possible results for you.

2022 Property Trends NOVA Interview: Yannick Ieko

You'll want to hear these Self Managed Super Fund tips and tricks for 2022 in this FiveAA interview with our leader Yannick! Learn about this year's SMSF & NDIS Loan experts investment property trends. Which markets will drive demand this year?

Cars And Pink Diamonds; What SMSF Investors Are Buying Besides Equities

Talk about alternative investing! Our fearless leader Yannick went live on Ausbiz - Australia's leading provider of the latest news in Australian business, markets, economy and startups. Yannick discusses what the self directed crowd are buying when shares have run too hot. The answers may surprise you.

We’re different to other lenders because:

Approval for more property types including high rises, hobby farms, and agricultural operations

Residential or commercial property loans

Higher purchasing capacity and lower rates, fees and charges than other brokers.

Expert attention to the complex paperwork required for self managed super funds

Expert attention to the complex paperwork required for self managed super funds

Expert attention to the complex paperwork required for self managed super funds

How Our Super Fund Loan Process
Works

Our streamlined process ensures you get the best SMSF loan with minimal hassle.
Here’s how it works:

How Our Super Fund Loan Process
Works

Our streamlined process ensures you get the best SMSF loan with minimal hassle.
Here’s how it works:

Assess and Plan

We assess your situation and explore
lending options to plan your investment
strategy.

Apply and Negotiate

We manage the loan application and
negotiate with lenders to get you the best
terms and rates.

Fund and Implement

Once approved, we ensure quick
disbursement and assist with your
investment strategy, providing ongoing
support as needed.

Simplified SMSF financing with top lender connections

Low Interest Rate & Flexible SMSF Loans


Access Ultra-competitive SMSF loan rates with unrivalled property flexibility.

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Frequently Asked Questions About
SMSF Loans

Common Questions Answered

Can SMSFs borrow money?

Yes, SMSFs can borrow money for property, managed funds, or shares using a

Limited

Recourse Borrowing Arrangement (LRBA)

. This process is heavily regulated, so

getting expert advice is recommended. Contact us for more details.

What are the risks of an SMSF property investment?

Navigating through property investments within an SMSF involves various
considerations such as property values, regulatory changes, interest rates, tenant
occupancy, and financial liquidity. Working closely with experienced experts can help
manage these factors effectively and ensure the stability and growth of your
investment portfolio.

Are there limits on the type of property I can buy with SMSF loans?
What are the benefits of an SMSF property investment?
How much money can an SMSF borrow?
Are SMSF loans tax-deductible?
Can I lease a commercial property bought through SMSF to my business?
What happens if my SMSF loan defaults?
What is an SMSF loan?
Which banks lend to SMSFs?

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Meet Our Team

Speak directly to us, just make sure to include all your contact details for us to get back to you as soon as possible.

Talking Business Podcast

Our fearless leader Yannick was featured on the 'talking business podcast' that wraps up the week's business finance and economics news - in just 30 minutes! Yannick goes over SMSF's & NDIS investments.

Free SMSF Finance Session

Contact us today, or schedule a phone meeting with an SMSF Loan Expert to make sure you get the right SMSF Lending advice 1300 781 680

Free SMSF Finance Session

Contact us today, or schedule a phone meeting with an SMSF Loan Expert to make sure you get the right SMSF Lending advice 1300 781 680

Get in Touch
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Melbourne Office

Suite 2, 54 Davis Avenue
South Yarra VICTORIA 314

1300 781 680

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