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Deciding to invest in property through your Self-Managed Super Fund (SMSF) is one of the most rewarding financial steps you can take. Yet, we often hear the same concern from aspiring property investors: fear. The SMSF rules are notoriously strict, and the constant worry is, “Are we going to mess this up and face an ATO penalty? "This fear is completely understandable. SMSF lending is governed by complicated legislation, and getting the structure wrong can turn an amazing wea

If you’re using your Self-Managed Super Fund (SMSF) to invest in property, you’re looking to build your retirement wealth, and that means generating income. Simple, right? Well, when you combine property, superannuation law, and bank lending, things get a little more complicated than just having a roof and four walls. For a lender, and for the Australian Taxation Office (ATO), your property doesn’t just have to be a property—it must be demonstrably ‘Rent-Ready’ or ‘Ready to L