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SMSF REFINANCE

Save Thousands In SMSF Loan Repayments with Our SMSF Loan Refinance Service

If you're like most other SMSFs, you're forced to pay property loan interest rates between 9%-11%. Our groundbreaking SMSF loan refinance service can offer rates between 2% to 3% lower...

This means you save thousands and thousands in property loan repayments, making you wealthier (and happier) when you retire.

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Trusted & Awarded

Low Interest Rate & Flexible SMSF Loans

Access Ultra-competitive SMSF loan rates with unrivalled property flexibility.

Approval for more property types including high rises, hobby farms, and agricultural operations

Residential or commercial property loans

Higher purchasing capacity and lower rates, fees and charges than other brokers.

Expert attention to the complex paperwork required for self managed super funds

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It’s Time We Talk About the Benefits of SMSF Loan Refinance

As an SMSF property owner, you’re no stranger to the ups and downs of investing. But what if there was a way to smooth out the bumps and increase your ROI? Enter SMSF refinance—the financial equivalent of hitting the reset button. Here are the several benefits of SMSF loan refinancing:
 

  • Lower interest rates: Refinancing can help you take advantage of lower interest rates and save on interest expenses.
     

  • Better loan terms: Refinancing can help you get better loan terms or more flexible loan features, such as longer repayment periods or lower fees.
     

  • Cash flow management: Refinancing can help you improve your cash flow by reducing your monthly repayments.

A Quick Chat Could Add Hundreds Of Thousands Of Extra Dollars To Your SMSF

With a refinanced SMSF property loan from SMSF Loan Experts, you could save up to 2% per annum on interest repayments. On a $500,000 loan, that's $10,000 per year.

What does this mean for you? Adding an extra $10,000 per year to your SMSF could add $100,000 or $200,000 more to your final Super balance. All because you refinanced your investment property loan with SMSF Loan Experts.

What could you do with an additional $100,000 when you retire?

It's a no-brainer. A quick chat with us is all it takes to get started.

SEE IF YOU QUALIFY BY REQUESTING A FREE 15-MINUTE SMSF FINANCE SESSION

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Here's How You Could Pay Off Your Loan Faster, And Grow Your Super More Quickly

Here's the fact of the matter - regular SMSF property loans aren't low-rate. In fact, their rates are generally higher than a typical home loan, which means most SMSF loans hinder the performance and growth of your Self Managed Super Fund.

Our SMSF experts will help you develop a comprehensive financial plan tailored to your needs. They can also help you understand the strategy's potential benefits and risks and guide you through the process to ensure a successful outcome.

When you pick our SMSF loan refinance services, you can:
 

  • Unlock lower interest rates to pay off your home or investment loan faster

  • Grow the value of your SMSF at a faster rate

  • Navigate a refinance quickly and easily — we'll do ALL the legwork for you

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How This Done-For-You Refinance Service Provides Value To You

At SMSF Loan Experts, we specialise in this area. We can help you find the best SMSF loans available and negotiate favourable terms and conditions with lenders. This can help you save money on loan application fees, interest rates, and ongoing fees while ensuring your new SMSF loan aligns with your financial goals and circumstances.

Our team is here to streamline the process of refinancing an SMSF loan and free up your time and energy to focus on other important aspects of your life. Enquire now, or go to our FAQ page to see how we can refinance your existing loan and add a significant amount to your Super balance when you retire.

SEE IF YOU QUALIFY BY REQUESTING A FREE 15-MINUTE SMSF FINANCE SESSION

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SMSF Refinance Special – Limited Time Only

SMSF Refinance Special – Limited Time Only

We have an new & exclusive, limited-time refinance offer that could save you thousands on your SMSF loan.

  • Residential rate from just 6.19% p.a.

  • Commercial rate from 6.69% p.a.

  • Offset account available with no rate loading

This special is only available for refinance clients and only until February 28th, 2026.

If you’ve been considering refinancing your SMSF loan, now is the time to act.

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See How Much You Can Save By Refinancing

2 Minute Form - 9 Questions

How Our Super Fund Loan Process
Works

Our streamlined process ensures you get the best SMSF loan with minimal hassle.
Here’s how it works:

How Our Super Fund Loan Process
Works

Our streamlined process ensures you get the best SMSF loan with minimal hassle.
Here’s how it works:

Assess and Plan

We assess your situation and explore
lending options to plan your investment
strategy.

Apply and Negotiate

We manage the loan application and
negotiate with lenders to get you the best
terms and rates.

Fund and Implement

Once approved, we ensure quick
disbursement and assist with your
investment strategy, providing ongoing
support as needed.

Our Services

Whether you're looking to refinance an existing SMSF loan or need finance to buy a property investment in super, our experienced team of self-managed superannuation fund service providers can help you find the right SMSF loan.

Residential SMSF Property Loans

As a self managed super fund SMSF trustee, borrowing to purchase an investment property could be the financial kick-start you’ve been searching for. We can help you access the best finance solutions to purchase your investment. Our strategies help to maximise the growth of your SMSF residential investment property.

SMSF Loan Refinance

If your residential or commercial property loan is more than 2 years old, you could be missing out on more competitive products recently released to the market. We compare products and strategies with your finance needs, to match you with the most cost-effective loan for your circumstances.

SMSF Setup

Ensure your self managed super fund is set up correctly and compliantly. We help with the set up of your fund, all the way through to the settlement of your property - we can even organise to have your loan pre-approved before your super fund has been established.

Commercial SMSF Property Loans

Looking for a loan to purchase a commercial investment property inside of super? With access to a number of commercial loan products, we can build a tailored investment strategy for your self managed super fund commercial property investment.

SMSF Lending Strategy

Our goal is to find the right Self Managed Super Fund lending strategy for you. Investing in property within your SMSF can be complicated - Our experts help simplify the whole process.

Bad Credit SMSF Loans

Having a bad credit score doesn’t have to mean you miss out on borrowing to invest or get stuck with high interest rates. At SMSF Loan Experts, we offer lending solutions especially geared for clients with a less than perfect credit history.

Simplified SMSF financing with top lender connections

Low Interest Rate & Flexible SMSF Loans


Access Ultra-competitive SMSF loan rates with unrivalled property flexibility.

ENQUIRE NOW

Frequently Asked Questions About
SMSF Loans

Common Questions Answered

Can SMSFs borrow money?

Yes, SMSFs can borrow money for property, managed funds, or shares using a

Limited

Recourse Borrowing Arrangement (LRBA)

. This process is heavily regulated, so

getting expert advice is recommended. Contact us for more details.

What are the risks of an SMSF property investment?

Navigating through property investments within an SMSF involves various
considerations such as property values, regulatory changes, interest rates, tenant
occupancy, and financial liquidity. Working closely with experienced experts can help
manage these factors effectively and ensure the stability and growth of your
investment portfolio.

Are there limits on the type of property I can buy with SMSF loans?
What are the benefits of an SMSF property investment?
How much money can an SMSF borrow?
Are SMSF loans tax-deductible?
Can I lease a commercial property bought through SMSF to my business?
What happens if my SMSF loan defaults?
What is an SMSF loan?
Which banks lend to SMSFs?

ENQUIRE NOW

Free SMSF Finance Session

Contact us today, or schedule a phone meeting with an SMSF Loan Expert to make sure you get the right SMSF Lending advice 1300 781 680

Free SMSF Finance Session

Contact us today, or schedule a phone meeting with an SMSF Loan Expert to make sure you get the right SMSF Lending advice 1300 781 680

Get in Touch
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Melbourne Office

Suite 2, 54 Davis Avenue
South Yarra VICTORIA 314

1300 781 680

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