Setup & Investment Video Series

Striving to the do the best for your children is a natural part of raising a family. When the time comes for your adult children to start working, it only makes sense that you'd want the best for their superannuation as well. Setting up an SMSF for your family can be one of the best financial decisions you can make that benefits not only your superannuation nest egg, but that of generations to come. We discuss the benefits of setting up a family SMSF below. Why establish a se

Learn more about the basics of an SMSF setup 1. Have more control over your investments. 2. Access to wider investment options like property. 3. Get greater tax incentives. 4. Have the opportunity to maximise returns so that you can reach your retirement goals faster. 5. Have lower superannuation administration fees. For more information click here John Collignon is a founding shareholder and Director of C2 Financial Group, a 100% Australian owned financial services com

We get asked this question a lot - and while at first it may seem to be because the banks, the reality in this instance is that the blame is mostly on the regulator. What is going to define the cost of a loan to a lender is the amount of capital they will have to hold to lend you that money. Broadly speaking the regulator is going to determine how much the lender has to keep on their balance sheet for each dollar lent. So for a residential self managed super fund loan the re

How much money should I have in Super before it makes sense to establish my own SMSF? This is a question which we’re often asked and which we often see discussed in SMSF circles. The ATO has provided a suggested figure of around 150k. Some advisers will suggest that a figure of $250-500k is an appropriate amount to have in your fund before it becomes worthwhile to establish an SMSF. One way to look at this scenario is to establish the costs involved in administering your SMSF

If your SMSF is not borrowing money to purchase property there is very little restriction on the type of property it can buy - as long as there is sound investment logic behind the purchase. If you’re SMSF does need to borrow to make the purchase - which for most people will be the case - there are several types of property which are unlikely to be able to purchased by the fund. Today we look at what some of those property types are what you can work within these lending limi

Because SMSF loans can be more difficult to service than regular loans, many people find that the purchasing power, that is, how much they can borrow to purchase property, of their SMSF is less than they might have hoped or expected. Today we look at a typical scenario where this occurs and what you can do to improve your SMSFs purchasing capacity. Video on SMSFs purchasing capacity Understanding the borrowing or purchasing capacity of your SMSF Okay so one of the conversatio

Why are SMSFs such a popular way to invest in property? Many people already understand or have experienced for themselves that property investment can be a great way to build wealth. It’s also widely recognised that having the ability to borrow money for investment is a terrific strategy for accumulating wealth. Property investment itself – inside or outside of an SMSF is generally perceived as being less volatile than investment in shares. Estate planning allows investors t

While Super can be a great investment vehicle - it’s not necessarily the right choice for everyone. One of the first and most common questions we get asked by clients looking for SMSF Loans is " Do I have enough money in Super to invest in property ?" What's less often discussed are the reasons why you might want to have a Self Managed Super Fund (SMSF) and what it means for you. Having an SMSF means investing time, making decisions (How are you going to invest? What type of

Today we’re going to look at the structure that’s required for a SMSF fund to invest in property. We’ll look at the entities required - including the SMSF itself. More often than not, if you’re setting up an SMSF to invest in property , you’ll want to leverage - that is you’ll want to borrow money to support the investment. Find out just how your fund needs to be structured in this instance and how a bare trust allows you to secure the limited recourse borrowing arrangements