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SMSF Property Investment


SMSF & Airbnb: Are They a Good Combination?
Airbnb has become a popular way for property owners to generate income by renting out their homes or investment properties. With the rise of Airbnb, many investors are wondering whether they can buy an Airbnb property in a self-managed super fund (SMSF) in Australia — and if so, whether they're a good combination. Understandably, the income generated and capital growth prospects for Airbnb properties are appealing for SMSF owners, however, there are a range of factors that tr
May 17, 2023


Is Property a Good Investment for Retirement?
Given that your superannuation savings will likely be one of the largest forms of income in retirement, it makes sense that SMSF owners want to ensure they have the best investments for their portfolio. If you're thinking about purchasing an investment property within your self-managed super fund, then you may be wondering whether it's a good investment for retirement. We discuss both the pros and cons of property investment for retirement , and what you need to consider befo
May 8, 2023


Commercial Investment Opportunities To Consider in 2023
Sourcing the best investments for your SMSF portfolio is front of mind for most SMSF trustees. For those that are looking to add an investment property to their portfolio, considering commercial properties can open the door to solid income yield and capital growth potential for their member's retirement savings. If you're looking at your options for property investment within your self-managed super fund, here are some of the commercial investment opportunities to consider.
Apr 29, 2023


What you need to know about your SMSF and GST
Owning a self-managed super fund (SMSF) in Australia means keeping your finger on the pulse across numerous financial, legal and investment landscapes. Before purchasing SMSF property under their fund, many SMSF owners want to understand the implications of their SMSF and GST. We provide a brief guide to understanding more about goods and services tax (GST) and SMSF ownership below. Does a self-managed super fund need to be registered for GST? Just as business entities in A
Mar 25, 2023


How to Get the Best SMSF Loan Structure for Your Self-Managed Super Fund
Wanting to get the best out of your self-managed super fund isn't just admirable, it's the responsibility of SMSF trustees to ensure that they are working to build their fund members' retirement savings. If the next addition to your SMSF investment portfolio is direct property, then it only makes sense that you'd be looking to get the best SMSF loan structure, too. We explain what you need to know to access efficient and effective SMSF lending for your self-managed super fun
Mar 10, 2023


SDA Versus Regular Property for SMSF Property Investment
Your investment options for direct property investment under your self-managed super fund (SMSF) have expanded in recent years, thanks to the introduction of specialist disability accommodation (SDA). Specialist Disability Accommodation is a revolutionary introduction under the National Disability Insurance Scheme (NDIS), designed to support members of the community with extreme functional impairment or very high support needs. If you're curious as to how an SDA property cou
Mar 6, 2023


How Your Super Can Help Reach Your New Year Goal
Thinking about your health, career, family, and finances is only natural as one year draws to a close, and another opens. Financial prosperity is often high on Australians' list of new year goals. With 2023 upon us, if one of your new year's resolutions is to improve your financial position, keep reading to learn how your super can help you reach your goals this new year! Setting new year goals Making resolutions for the new year can represent a fresh start or a clean slate i
Jan 25, 2023


The Difference Between Individual and Corporate SMSF Structure
Self-managed super funds (SMSFs) in Australia must be set up as trusts with either corporate or individual trustees. These trustees are legally responsible for the SMSF's compliance with Australia's superannuation and tax legislation. Whether you should have an individual or corporate trustee structure for your SMSF depends on your individual situation. We touch on some of the differences between an individual trustee and a corporate trustee structure, including the borrowin
Jan 24, 2023


Reasons To Consider Using Your SMSF to Buy Property
One of the benefits of having your own self-managed super fund (SMSF) is the ability to buy residential or commercial property. Unavailable in an industry or retail fund, an SMSF is the only type of super fund in Australia that allows you to invest directly in property. Read on to find out the benefits of investing in property via your SMSF, as well as the associated legal compliance regulations. The benefits of using your SMSF to buy property Property can help you to diver
Dec 6, 2022


How SMSF Investments in the NDIS Can Help You to Retire Early
Early retirement is a goal for many Australians. Whether or not you can achieve that goal depends on how much super you accumulate before retirement. It also depends on factors such as: How your super continues to perform when you're in retirement. The type of lifestyle you want to lead. How long you live for. Whether your superannuation forms part of your inheritance to loved ones when you pass away. When looking to achieve a sufficient superannuation balance and an early re
Sep 29, 2022


Understanding Segregated SMSF Accounts
If you have more than one member of your self-managed super fund (SMSF), then it’s worth exploring the option of segregated accounts. According to thelatest figures from the Australian Taxation Office, you’re in the majority if you have two to four SMSF members. Single-member SMSFs only account for around a quarter of all self-managed super funds. If you’re interested to learn more about the potential benefits of holding a segregated SMSF, then read on as we introduce the bas
Jul 14, 2022


What Does the Housing Price Increase Mean for the Future?
There has been a residential property price boom across Australia over the last 12 to 18 months. According to the latest figures from the Australian Bureau of Statistics , Australian property prices grew by a whopping 23.7% in 2021.This is the third-largest annual increase on record. The highest was in 1950 when prices doubled after World War II price restrictions were lifted, followed by 1989 when prices increased by 29%. History tells us that such large property price incre
Apr 7, 2022


How Your Relationship Status Can Affect Your SMSF
If you have a self-managed super fund (SMSF), it’s important to understand the impact a relationship breakdown can have on your assets. Superannuation assets are considered to be property under the provisions of the Family Law Act , but they are treated differently from other assets. SMSF and divorce Unlike most other types of assets, super assets must be held in a trust. Your SMSF is a trust. You cannot access your super until you reach your preservation age and/or you sa
Apr 7, 2022


The Top 4 Benefits You Get From Great SMSF Lenders
Borrowing to purchase an investment property can provide your self-managed super fund (SMSF) with a range of benefits. However, it’s important to go with a lender who specialises in SMSF lending. Read on to find out why. 1. Legal compliance SMSF borrowing must be done under limited recourse borrowing arrangements (LRBAs) to comply with Australia’s superannuation legislation. Specialist SMSF lenders fully understand LRBA requirements so they can ensure your legal compliance. T
Mar 1, 2022


SMSF Australia: Loan Experts Providing Excellent Service Amid Pandemic
The last two years of COVID-19 restrictions have been challenging for everyone, but it hasn't affected the quality of service that we provide to our self-managed super fund clients at SMSF Loan Experts. Read on to find out all about the excellent service you can expect from us at all times, COVID restrictions or not! We service clients nationally – physical distance is nothing One of the major reasons why COVID-19 restrictions didn't impact the quality of our services is that
Mar 1, 2022


SMSF Loans Rural Property: Buying a Farm with Your Super Fund
Did you know that you can buy a farm with your self-managed super fund (SMSF)? A 'tree change' has been on the cards for many Australians over the past couple of years, looking to access fresh air, start their own farm and avoid COVID ridden cities. While it's little wonder why people are drawn to rolling hills and green pastures, you may be left wondering how it is you can use your self managed super fund to purchase a rural oasis. As experts in SMSF loans for rural proper
Feb 17, 2022


Key Self-Managed Super Fund Points for 2022
If you’re one of the more than 1 million Australians with a self-managed super fund (SMSF), there are a few key issues to keep your eye on in 2022. Read on to find out what they are. Your investment strategy It’s a volatile time at the moment in investment markets as economies and businesses around the world deal with the havoc caused by ever-changing COVID-19 restrictions and circumstances. That makes it a good time to review your SMSF investment strategy. It’s also no s
Feb 17, 2022


Is Property Inside an SMSF a Good Investment?
One key difference between self-managed super funds (SMSFs) and retail or industry super funds is that SMSFs can invest directly in residential or commercial properties. But just because you can do that with your SMSF, does it mean it’s a good idea? Read on to find out. SMSF property investment statistics According to the latest statistics from the Australian Taxation Office Australian SMSFs have: over $80 billion invested in non-residential property. over $43 billion invest
Oct 25, 2021


How our lockdowns could see SMSF property investment lift
In all of the media hype around the doom of coronavirus and its economic impact, it can be tricky to see the rainbow through the cloud of misery – but Australia’s property market is shining a ray of sunshine on SMSF property investment. If you’re still struggling to see the potential pot of gold at the end of the COVID rainbow, then keep reading, as we explore how you may be able to utilise the property market to your advantage during COVID’s lockdown phase and beyond. Under
Sep 21, 2021


SMSF Setup Guide Video
Learn more about the basics of an SMSF setup 1. Have more control over your investments. 2. Access to wider investment options like property. 3. Get greater tax incentives. 4. Have the opportunity to maximise returns so that you can reach your retirement goals faster. 5. Have lower superannuation administration fees. For more information click here John Collignon is a founding shareholder and Director of C2 Financial Group, a 100% Australian owned financial services com
Sep 16, 2021
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